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Punjab & Sind Bank, a Government of India Undertaking, is inviting applications for the position of Local Bank Officers in the Junior Management Grade Scale I (JMGS I). This is a great opportunity for eligible candidates to secure a stable and rewarding job. Read on for a detailed breakdown of the recruitment process, eligibility criteria, and how to apply.
Punjab & Sind Bank Recruitment 2025 – Apply Online for 750 Local Bank Officers (JMGS-I)
Important Dates to Remember
Mark your calendars with these key dates for the application process:
- Commencement of online application: August 20, 2025
- Last date for online application, editing, and fee payment: September 4, 2025
- Tentative date for online examination: October, 2025
Vacancy Details
Punjab & Sind Bank has announced a total of 750 vacancies across various states. The number of vacancies is provisional and may change based on the bank's requirements.
Candidates can apply for a vacancy in only one state.
Here is a summary of the state-wise vacancies:
- Andhra Pradesh: 80
- Chhattisgarh: 40
- Gujarat: 100
- Himachal Pradesh: 30
- Jharkhand: 35
- Karnataka: 65
- Maharashtra: 100
- Odisha: 85
- Puducherry: 5
- Punjab: 60
- Tamil Nadu: 85
- Telangana: 50
- Assam: 15
Total: 750
Eligibility Criteria
Before applying, ensure you meet the following criteria:
Nationality
A candidate must be a citizen of India, a subject of Nepal or Bhutan, a Tibetan Refugee who came to India before January 1, 1962, or a person of Indian origin who has migrated from specified countries with the intention of permanently settling in India.
Age Limit (as of August 1, 2025)
- Minimum Age: 20 years
- Maximum Age: 30 years
Age relaxation is available for certain categories:
- Scheduled Caste/Scheduled Tribe: 5 years
- Other Backward Classes (Non-creamy layer): 3 years
- Persons with Benchmark Disabilities: 10 years
- Persons affected by 1984 riots: 5 years
- Ex-Servicemen: 5 years
Educational and Professional Qualification (as of September 4, 2025)
- Educational Qualification: A Degree (Graduation) in any discipline from a university recognized by the Government of India.
- Post-qualification Work Experience: 18 months or more of work experience as an Officer in a Public Sector Bank or Regional Rural Bank on a regular basis. Experience from Cooperative banks, private banks, payment banks, small finance banks, or fintech companies will not be considered.
Mandatory Language Proficiency
Proficiency in the local language (reading, writing, and understanding) of the applied state is a mandatory requirement. A language proficiency test will be conducted as part of the selection process. Candidates who have studied the specified local language as a subject in their 10th or 12th standard are not required to take this test.
Selection Procedure
The selection process involves a written test and a personal interview.
Written Test
The online examination will consist of four sections with a total of 120 questions and a duration of 120 minutes:
- English Language: 30 questions (30 marks, 30 minutes)
- Banking Knowledge: 40 questions (40 marks, 40 minutes)
- General Awareness/Economy: 30 questions (30 marks, 30 minutes)
- Computer Aptitude: 20 questions (20 marks, 20 minutes)
There are minimum qualifying marks for each section:
- Unreserved & EWS categories: 40%
- Reserved categories: 35%
The final merit list will be prepared based on a combined score, with the online test having a 70% weightage and the personal interview having a 30% weightage.
Pay Scale and Other Benefits
Selected candidates will be appointed on a regular basis with the following pay scale for Officer - JMGS I: Rs. 48480-2000/7-62480-2340/2-67160-2680/7-85920.
Additional benefits include Dearness Allowance (DA), House Rent Allowance (HRA) or Leased Accommodation, City Compensatory Allowance (CCA), Medical, and other perquisites as per the bank's rules.
Other Key Information
- Credit History: Applicants must have a healthy credit history with a minimum CIBIL score of 650 or above at the time of joining.
- Probation Period & Bond: The probation period is 6 months, and selected candidates are required to sign a service bond for a period of 3 years.
Application Fee:
- SC/ST/PWD: Rs. 100 + applicable taxes + payment gateway charges
- General, EWS & OBC: Rs. 850 + applicable taxes + payment gateway charges
- How to Apply: Eligible candidates must apply online through the official website: https://punjabandsindbank.co.in/. No other mode of application will be accepted.
- General Instructions: Be sure to read the full advertisement for detailed instructions, including document requirements for the online examination and document verification. You can find a complete list of examination centers in the official notification as well.
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