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Bank of India (BOI) has officially released the Credit Officer Recruitment Notification 2025–26 for filling 514 vacancies in the General Banking Officer (GBO) Stream across multiple scales. Eligible candidates can apply online from 20 December 2025 to 05 January 2026.
This recruitment drive offers a great opportunity for candidates looking for a secure bank officer job in India.
Bank of India Credit Officer Recruitment 2025–26 Notification | Apply Online for 514 Posts
Organization Details:
- Organization Name: Bank of India (BOI)
- Post Name: Credit Officer
- Stream: General Banking Officer (GBO)
- Project No.: 2025–26/01
- Job Location: Anywhere in India
- Application Mode: Online
Important Dates:
- Online Application Start Date:20 December 2025
- Last Date to Apply Online:05 January 2026
- Relevant Date for Age & Qualification: 01 November 2025
Online Examination Date:Will be notified later
Vacancy Details
Total Vacancies: 514 Posts
Post Scale Vacancies
Credit Officer SMGS-IV 36
Credit Officer MMGS-III 60
Credit Officer MMGS-II 418
Total — 514
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Reservation is applicable for SC / ST / OBC / EWS / PwBD categories as per Government of India rules.
Age Limit (as on 01.11.2025)
Scale Minimum Age Maximum Age
MMGS-II 25 Years 35 Years
MMGS-III 28 Years 38 Years
SMGS-IV 30 Years 40 Years
Age Relaxation
- SC / ST: 5 Years
- OBC (Non-Creamy Layer): 3 Years
- PwBD: 10 Years
- Ex-Servicemen: 5 Years
Pay Scale
Scale- Pay Scale (₹)
MMGS-II 64,820 – 93,960
MMGS-III 85,920 – 1,05,280
SMGS-IV 1,02,300 – 1,20,940
Additional allowances and benefits are applicable as per Bank rules.
Educational Qualification:
Candidates must possess relevant Graduation / Professional qualifications and experience as prescribed in Annexure-I of the notification.
- Minimum 60% marks (55% for reserved categories)
- Qualification must be completed on or before 01.11.2025
Selection Process
The selection will be based on:
1. Online Examination:
- English Language (Qualifying)
- Reasoning
- Quantitative Aptitude
- Professional Knowledge
- Total Marks: 150
- Duration: 120 Minutes
2 Personal Interview
- Interview Marks: 100
Weightage:
- Online Exam: 70%
- Interview: 30%
- Final selection will be based on combined merit.
Application Fee:
- SC / ST / PwBD ₹175
- General / OBC / EWS ₹850
- Payment must be made online only.
How to Apply Online:
1. Visit official website: bankofindia.bank.in
2. Go to Careers → Recruitment of Credit Officers 2025–26
3. Click on Apply Online
4. Complete registration and fill application form
5. Upload required documents
6. Pay application fee
7. Submit and take printout for future reference
Important Instructions:
- Candidates can apply for only one post
- Incomplete applications will be rejected
- Bank reserves the right to modify or cancel the recruitment process
- Regularly check official website for updates
Conclusion:
The Bank of India Credit Officer Recruitment 2025–26 is an excellent opportunity for aspirants aiming for a prestigious bank officer career. Interested candidates are advised to apply early and prepare well for the examination.
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