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The Government of Andhra Pradesh has officially digitalized Andhra Pradesh General Provident Fund (APGPF) services through the NIDHI portal as per G.O. Ms.No.9, Finance (HR-III-Pension & GPF) Department, dated 14-02-2026.
This major reform eliminates manual applications and introduces a fully integrated online workflow system for all APGPF subscribers.
What is APGPF?
The Andhra Pradesh General Provident Fund (APGPF) is a retirement-cum-savings scheme for government employees. It ensures financial security after retirement and provides withdrawal facilities under specified rules.
- Retirement financial security
- Temporary advance facility
- Part final withdrawal facility
- Protected from civil court attachment
Key Highlights of GO Ms.No.9 (14-02-2026)
- Complete digital processing of APGPF services
- Integration with CFMS and Accountant General (AG), AP
- No manual applications allowed
- Auto-generated sanction orders
- Aadhaar-based eKYC authentication
- Defined 7-working-day timelines
APGPF Services Available Online on NIDHI Portal
1. Increase / Decrease of APGPF Subscription
Employees can modify their monthly GPF subscription amount online.
2. Temporary Advance (TA)
Subscribers can apply for temporary financial assistance from their GPF balance.
3. Part Final Withdrawal (PFW)
Partial withdrawal of accumulated GPF funds for eligible purposes.
4. Conversion of TA to PFW
Outstanding temporary advance can be converted into part final withdrawal.
5. Final Withdrawal
Will be processed through the Retirement Benefits Processing System (RBPS).
Step-by-Step Online Process
- Login: Access NIDHI portal using CFMS ID.
- Submit Application: Select service (TA / PFW / Subscription Change).
- Verification: 1st Level Checker → 2nd Level Checker → HoO.
- Sanction/Rejection: Auto-generated proceedings.
- Disbursement: DDO processes bill in CFMS.
Strict Timelines
Each stage must be completed within 7 working days including:
- Validation
- Forwarding
- Sanction / Rejection
- Bill Processing
- Resubmission
Failure to adhere to timelines may invite disciplinary action.
Security Features
- Aadhaar-based eKYC authentication
- Real-time balance integration
- Digital tracking & transparency
- No scope for duplicate or fraudulent payments
Important Instructions
From 14-02-2026 onwards:
- No manual APGPF applications will be accepted.
- All services must be processed only through NIDHI portal.
- Stakeholders must strictly follow defined timelines.
Official Portal: https://nidhi.apcfss.in/
Conclusion
The implementation of GO Ms.No.9 dated 14-02-2026 marks a historic digital reform in APGPF services. This ensures transparency, efficiency, faster processing, and secure fund management for all Andhra Pradesh government employees.
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