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Indian Overseas Bank (IOB) has released the official notification for Local Bank Officer Recruitment 2026-27. Through this recruitment drive, the bank will fill 250 Local Bank Officer (LBO) vacancies in Junior Management Grade Scale-I (JMGS-I).
The online application process starts on August 8, 2026, and eligible candidates can submit their applications up to August 24, 2026. Candidates selected through this recruitment will be posted in the state for which they have applied.
IOB Local Bank Officer Recruitment 2026: 250 Vacancies, Eligibility, Salary, Exam Pattern & Apply Online
250 Local Bank Officer vacancies | Graduation required | Age 20–30 years | Online Exam + LPT + Interview | Applications from August 8 to August 24, 2026
IOB Local Bank Officer Recruitment 2026 – Overview
| Particulars | Details |
|---|---|
| Organization | Indian Overseas Bank |
| Post | Local Bank Officer (LBO) |
| Grade | JMGS-I / Scale-I |
| Total Vacancies | 250 |
| Notification Date | August 7, 2026 |
| Online Application Starts | August 8, 2026 |
| Last Date to Apply | August 24, 2026 |
| Application Mode | Online |
| Selection Process | Online Examination, LPT & Personal Interview |
IOB LBO Vacancy 2026 – State-Wise Details
The 250 Local Bank Officer vacancies are distributed across four states. Candidates must apply for one state only and should meet the local language requirement of that state.
| State | Mandatory Local Language | Vacancies |
|---|---|---|
| Tamil Nadu | Tamil | 100 |
| Karnataka | Kannada | 50 |
| Maharashtra | Marathi | 50 |
| Gujarat | Gujarati | 50 |
| Total | — | 250 |
Important: The notification states that some states include backlog vacancies. The number of vacancies is provisional and may vary according to the actual requirements of the bank.
IOB LBO Eligibility Criteria 2026
Educational Qualification
Candidates must have a Graduation Degree in any discipline from a university recognized by the Government of India or an equivalent qualification recognized by the Central Government.
The candidate must possess a valid mark sheet or degree certificate showing that they have completed graduation on the date of registration.
Age Limit
The age and educational qualification cut-off date is August 1, 2026.
- Minimum Age: 20 years
- Maximum Age: 30 years
- Date of Birth: August 2, 1996 to August 1, 2006, both dates inclusive
Age Relaxation
| Category | Age Relaxation |
|---|---|
| SC / ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| Persons with Benchmark Disabilities | 10 Years |
| Persons affected by 1984 riots | 5 Years |
| Eligible Ex-Servicemen | 5 Years |
Local Language Proficiency is Important
Since this is a Local Bank Officer recruitment, candidates must be proficient in the specified local language of the state for which they apply.
The candidate should be able to read, write and speak the required local language.
Candidates who have studied the specified local language as a subject in 10th or 12th standard and can provide the relevant certificate or marksheet will not be required to appear for the Language Proficiency Test (LPT).
Other shortlisted candidates will have to qualify in the LPT before proceeding to the Personal Interview.
IOB Local Bank Officer Salary 2026
The Local Bank Officer post is placed in Assistant Manager (Scale-I).
The pay scale is:
₹48,480 – 2,000/7 – ₹62,480 – 2,340/2 – ₹67,160 – 2,680/7 – ₹85,920
In addition to basic pay, DA, HRA, CCA and other allowances/perquisites will be applicable as per the rules of the bank.
Probation Period
Selected candidates will be on probation for 2 years of active service from the date of joining the bank.
Service Bond
Selected candidates will have to execute a Financial Service Indemnity Bond of ₹2,00,000 for rendering a minimum of three years of service.
IOB LBO Selection Process 2026
The selection process consists of the following stages:
- Online Examination
- Language Proficiency Test (LPT), wherever applicable
- Personal Interview
Candidates who qualify in the online examination will proceed to the LPT, where applicable, and eligible candidates will then be called for the Personal Interview.
IOB LBO Exam Pattern 2026
| Subject | Questions | Marks | Time |
|---|---|---|---|
| Reasoning & Computer Aptitude | 30 | 60 | 60 Minutes |
| General / Economy / Banking Awareness | 40 | 40 | 30 Minutes |
| Data Analysis & Interpretation | 30 | 60 | 60 Minutes |
| English Knowledge | 40 | 40 | 30 Minutes |
| Total | 140 | 200 | 3 Hours |
The online examination consists of 140 objective-type questions carrying 200 marks. Each section has a separate time limit.
Negative Marking
There will be a penalty for wrong answers. For every incorrect answer, one-fourth (0.25) of the marks assigned to that question will be deducted. There is no penalty for unanswered questions.
Minimum Qualifying Marks
- Reserved Candidates: 30% aggregate
- Unreserved Candidates: 35% aggregate
There are no sectional qualifying marks in the online examination. The cumulative marks obtained in all sections will be considered for shortlisting.
IOB LBO Personal Interview
The Personal Interview carries 100 marks.
- Reserved Candidates: Minimum 45%
- Unreserved Candidates: Minimum 50%
For final selection, the weightage of the Online Examination and Personal Interview will be in the ratio of 80:20.
The final merit list will be prepared on a state-wise and category-wise basis.
IOB LBO Application Fee 2026
| Category | Application Fee |
|---|---|
| SC / ST / PwBD | ₹175 |
| GEN / EWS / OBC | ₹850 |
The above charges are inclusive of GST as specified in the notification. The application fee/intimation charges are non-refundable.
IOB LBO Recruitment 2026 Important Dates
| Event | Date |
|---|---|
| Notification Date | August 7, 2026 |
| Online Registration Starts | August 8, 2026 |
| Fee Payment Starts | August 8, 2026 |
| Last Date for Registration | August 24, 2026 |
| Last Date for Fee Payment | August 24, 2026 |
How to Apply for IOB Local Bank Officer Recruitment 2026?
Eligible candidates can apply online by following these steps:
- Visit the official Indian Overseas Bank website.
- Go to the Careers section.
- Open the link titled “Recruitment of Local Bank Officers – 2026-27”.
- Click on the online registration link.
- Complete the registration using your personal details.
- Enter your educational and other required information carefully.
- Upload the photograph, signature, left thumb impression and handwritten declaration as per the prescribed specifications.
- Pay the applicable application fee online.
- Submit the application form.
- Download and save the submitted application form and payment receipt for future reference.
Documents Required
Candidates shortlisted for the Personal Interview will be required to produce original documents along with self-attested photocopies, as applicable.
- Personal Interview Call Letter
- System-generated online application form
- Proof of Date of Birth
- 10th/12th certificate showing local language, wherever applicable
- Photo Identity Proof
- Graduation mark sheets and degree certificate
- Experience certificates, wherever applicable
- SC/ST/OBC/EWS certificate, wherever applicable
- PwBD certificate, wherever applicable
- No Objection Certificate (NOC), wherever applicable
Important Points for Candidates
- Only one state can be selected for applying.
- Local language proficiency is an important eligibility requirement.
- Selected candidates will be posted in the state selected by them.
- The online examination has 140 questions for 200 marks.
- The examination duration is 3 hours.
- There is negative marking of one-fourth mark for every wrong answer.
- Final selection will be based on the Online Examination and Personal Interview with an 80:20 weightage.
- Incomplete applications may be rejected.
- Applicants should retain a copy of the submitted application and payment receipt.
Who Can Apply for IOB LBO Recruitment 2026?
Graduates who meet the prescribed age criteria and possess the required local language proficiency can consider applying for this recruitment.
The Local Bank Officer position is a Scale-I officer-level opportunity in a Public Sector Bank. Candidates preparing for banking examinations and looking for an officer-level banking career can consider this recruitment, subject to meeting all the conditions mentioned in the official notification.
Frequently Asked Questions (FAQs)
How many vacancies are available in IOB LBO Recruitment 2026?
Indian Overseas Bank has announced 250 Local Bank Officer vacancies.
What is the last date to apply for IOB LBO Recruitment 2026?
The last date to submit the online application is August 24, 2026.
What is the age limit for IOB Local Bank Officer?
The age limit is 20 to 30 years as on August 1, 2026, with applicable relaxation for eligible categories.
What is the educational qualification?
Candidates must have a Graduation Degree in any discipline from a recognized university or equivalent qualification.
What is the salary of an IOB Local Bank Officer?
The Assistant Manager Scale-I basic pay scale is ₹48,480 to ₹85,920, along with applicable allowances and benefits.
Is local language knowledge mandatory?
Yes. Candidates must possess proficiency in reading, writing and speaking the specified local language of the state for which they apply.
What is the IOB LBO exam pattern?
The online examination consists of 140 questions for 200 marks, covering Reasoning & Computer Aptitude, General/Economy/Banking Awareness, Data Analysis & Interpretation and English Knowledge.
Is there negative marking?
Yes. One-fourth of the marks assigned to the question will be deducted for each wrong answer.
What is the IOB LBO selection process?
The selection process consists of an Online Examination, Language Proficiency Test wherever applicable, and Personal Interview.
Conclusion
IOB Local Bank Officer Recruitment 2026 is an important opportunity for eligible graduates looking for a career in the banking sector. With 250 vacancies across Tamil Nadu, Karnataka, Maharashtra and Gujarat, candidates who satisfy the educational, age and local language requirements can apply online.
Since the application window is open from August 8 to August 24, 2026, eligible candidates should complete the application process well before the deadline rather than waiting until the last day.
Before applying, candidates are strongly advised to read the complete official notification and verify all eligibility conditions and documents.
IOB Local Bank Officer Recruitment 2026
250 Vacancies | Graduation | Age 20–30 Years | Apply Online
Application Dates: August 8 – August 24, 2026
Disclaimer: This article has been prepared based on the official IOB Local Bank Officer Recruitment 2026-27 notification. Candidates should refer to the official Indian Overseas Bank website and notification for the latest updates, amendments and final instructions.
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